Consumer Financial Protection Board provides advice to tenants in Harlem, Hawaii

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Last Thursday, the U.S. Centers for Disease Control and Prevention (CDC) announced that the moratorium on evictions will be extended until July 31, 2021.

Previously, it was set for June 30, 2021.

The CDC said this was the final extension of the moratorium, which was first put in place last September under the Trump administration.

“The COVID-19 pandemic has presented a historic threat to the country’s public health. Keeping people in their homes and out of crowded or gathering places – like homeless shelters – by preventing evictions is a key step in helping stop the spread of COVID-19, ”the CDC said in its ad.

About 3.2 million renters have said it is very or somewhat likely that they will have to vacate their homes in the next two months due to an eviction, according to a recent survey conducted by the US Census Bureau.

For tenants who will be affected by the end of the eviction moratorium, the Consumer Financial Protection Board (CFPB) has offered some advice.

Next steps

If you want to stay at home, the CFPB advises you to:

  • Work with your landlord to get all the rent assistance funds available to pay your rent;
  • Make a plan to catch up on your rent, including a repayment plan with your landlord; and
  • Make sure you understand what will happen after the moratorium is over. For example, will your landlord work with you or take eviction action against you?

If a deportation lawsuit has been filed against you, the agency recommends that you consider contacting a lawyer. A lawyer may have resources to help you, and you may be eligible for free legal services through Legal Aid. Service members can consult their local legal aid office.

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You or your lawyer should also check with the court about your deportation case, the CFPB said. It may also be necessary to contact the owner’s lawyer. In doing so, be sure to ask the following questions:

  • Is there already a court date for a judge to hear the deportation trial?
  • Do you need to submit anything to the court or to your landlord?
  • What deadlines or deadlines apply to your case?

“If you don’t have a lawyer, it’s very important that you find this information as soon as possible,” the agency said. “Your ability to stay on the property while waiting for a court date may depend on it.”

Talk to the experts

In addition to finding a lawyer, the CFPB recommends speaking to a local expert such as a housing counselor. These experts may be able to help you make a plan based on your situation and needs.

“The eviction situation for tenants and landlords is complicated and can change quickly. Protections against evictions are usually state-specific, so you may benefit from additional protections if your state or locality still has its own moratorium on evictions or other protections, ”the agency said. “Make sure you are informed of your rights and where you are in the eviction process. “

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