Use this insurance to secure loss of labor

ZDF WISO is currently explaining how consumers can protect themselves against occupational disability. First, the difference between the two terms must be explained. Occupational disability means that, to a certain extent, usually 50 percent, it is no longer possible to work in the current profession, for example due to physical problems. On the other hand, anyone who is “unable to […]

Building insurance & benefits

What services does the building insurance company offer homeowners? Every homeowner should insure expensive damage to the house through a building insurance. It is important to choose an insurance that pays in addition to the basic protection in case of damage by natural forces. The benefits of building insurance at a glance In basic protection, the building insurance covers damage […]

Public liability insurance – to hedge basic risks

The public liability is a special form of liability insurance. Liability means that you have to acknowledge damage. Many laws, the so-called “liability standards”, regulate when the conditions for liability are met. A public liability is intended primarily for companies, but also freelancers or craftsmen can use such insurance. Benefits of the public liability A public liability insurance covers the […]

Cancel the accident insurance – an overview

This is done by the statutory accident insurance As a rule, all employees, apprentices, pupils, students or farmers are covered by statutory accident insurance. The contributions of this insurance are taken over by the employer. The insurance covers only accidents that occur during working hours or on the way to and from work. In addition, occupational diseases are covered. A […]

Help! Which insurance is really important?

The Stiftung Warentest and the Bund der Versicherte (BdV) show what important insurance every consumer should have. On the other hand, both insurance companies strongly advise against taking insurance because they are unnecessary and overpriced . Since, according to the General Association of the German Insurance Industry, every German spends around € 2,300 on average for his insurance cover (as […]

Liability insurance students

How are students insured? A private liability insurance is one of the most important safeguards for everyday life. It protects insured persons from the financial consequences of claims for damages by third parties. Students only need their own private liability under certain conditions, for example if the parents have not taken out family liability. As a rule, children are covered […]

Liability insurance in the test

Liability insurance test: The current test winner overview Who wants to take out a private liability insurance or change the insurer, is facing a variety of offers with different benefits and costs. In order to get along in this jungle of liability insurance, comparisons such as the current test of Stiftung Warentest are useful. Often, several test winners are appointed. […]

Sport insurance: Which protection makes sense?

Approximately 1.5 million people per year are involved in a sports accident – in addition, expensive property damage usually occurs. In particular, persons who engage in a relatively dangerous sport should therefore take out sports insurance. These include the following sports: Winter sports such as ice hockey, snowboarding or skiing Ball sports such as football, basketball or football Equestrian cycling […]